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What uses credits

Making a note with create_note uses credits, for two things:
  • Saving a source: when a link or file is saved for the first time. Speech recognition for videos and audio counts here too.
  • Writing the note: with the model you chose.
Looking up notes and organizing folders is free.

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Choosing a model

When making a note, you can pick a model with model. Leave it empty for auto: the free plan uses the free model, and paid plans use a default model Readray picks. Better models use more credits. From fewest credits to most: free → gemini-2.5-flash · gemini-3.8-flash → claude-haiku-5.5 → gpt-6.1-sol → claude-sonnet-5 → claude-fable-5 → claude-opus-5.5
Unlike in the app, the free model also uses credits over MCP.
The free plan can only use auto and free. If you pick another model, no note is made and you’re asked to upgrade.

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If you’re short on credits

Your balance is checked before a note is made. If it’s not enough, nothing is created and no credits are deducted.
You can check your remaining credits with get_account. Just ask your agent, “How many credits do I have left?”

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How to get credits

Credits are used in this order: daily, plan, sign-up, then purchased. Purchased credits are always used last. See plan prices at readray.ai/pricing.